Personal Insurance Options
Have Your Premiums Been Raised But Not Your Services Or Coverage? Might be Time To Take A Look.
Auto Insurance
Auto Insurance provides you with protection from losses resulting from owning and/or operating an auto. The insurance covers losses to the your property as well as for losses that you may be liable for as a result of owning or operating the auto. Learn more about Auto Insurance by clicking here.
Homeowners Insurance
Homeowners insurance is a broad-protection type insurance that typically covers you and your family members or others living within your household. Offers protection against fire loss, personal liability, and other perils. Learn more about Homeowners Insurance by clicking here.
Motorcycle Insurance
Motorcycle insurance is simply insurance coverage for motorcycle riders. Much like auto insurance, motorcycle insurance includes bodily injury liability, underinsured, collision and comprehensive coverage.
Recreational Vehicle Insurance
Recreational vehicle policies cover more than what car insurance covers, mainly because owners keep more personal items such as outdoor equipment (like boats, etc.). Large RVs such as motor homes may have cooking facilities, refrigeration, and bathrooms.
Renters Insurance
Renters insurance is basically Property insurance providing coverage to an individual living in a rented dwelling, apartment, or other location owned by someone else. Policies will typically cover loss of property due to fire, natural disaster, theft, or vandalism for a renter. It can also offer protection against liability in the event someone is injured in the rental unit of the policyholder.
Personal Umbrella Insurance
Umbrella insurance is a liability insurance that protects the assets and future income of the policyholder above and beyond the standard limits on their primary policies such as property and/or auto. The term “umbrella” refers to how the policy shields the insured’s assets more broadly than primary coverage. It is coverage over and above the coverage of the regular policy and is sold in increments of one million dollars.
Our team of insurance professionals understands the car insurance needs of our customers. Auto insurance requirements vary by state. In some states, to drive you must carry:
“Even in states where coverage isn’t required, by law drivers must be able to pay for losses they cause others.”.
- Liability coverage to pay for losses you cause others
- No-fault coverage to pay you and your passengers for medical and related expenses caused by injuries from a car accident, regardless of who is at fault
- Both liability and no-fault coverage.